A new pricing model for card-linked loyalty

At Fidel API we’re focused on connecting to more card schemes, acquirers, issuers, open banking suppliers and PSPs than ever before. These partners cover many countries and charge us in very different ways for access to their verification data.

We’re charged for integrations, authorisation transactions and settlement transactions, for having cards on file, for minimum fees, for client set-up fees, for merchant onboarding fees and for support fees. Then there’s compliance fees, insurance fees, API fees and gateway fees. And that’s all before we can provide any services to anyone.

We’ve been around longer than anyone else, have more experience than anyone else, and have worked with more clients than anyone else. And what we’ve learned from all this is that our clients want predictable, inexpensive pricing for access to all the verification partners we have. For this reason we have radically overhauled our pricing model and all current and future clients now have access.

Kevin Akerman

Head of Fidel